best Woocommerce payment gateways

Best Woocommerce Payment Gateways with Pros and Cons – 2022

Payment gateway is one of the mandatory things for any Woocommerce store or online store. There are lots of payment gateways out there but not all are reliable, secure, and user-friendly. Not all are can fulfill your online stores’ needs.

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So In this mega-post, we will be telling you what, for us, are the best Woocommerce payment gateways. In this post, we will focus on the evaluation of these gateways for their availability in most countries, so if you want to know which is the best payment gateway for your online store, and also how it works, stay with us until the end of this post.

What are Payment Gateways?

Payment gateways are a business service provided by an e-commerce application service provider, which authorizes payments to online businesses, online retail sales, businesses with physical and online presence simultaneously, or traditional businesses.

In other words, payment gateways work as an intermediary between the customer and your online business, ensuring that the transaction is carried out safely and quickly.

Importance to Payment Gateways 

Payment gateways act as guarantors of your customers’ payment details, payment gateways also protect businesses from dealing with expired cards, insufficient funds, closed accounts, or exceeding credit limits.

Looking at it from another angle, payment gateways are e-commerce services that verify, accept or reject the transfer of funds between buyers and sellers through various payment methods, such as bank transfer or payment by debit card or credit. 

Payment gateways are a very important factor because, in addition to offering a great easy, and fast payment experience to your customers, they also help you to considerably reduce credit card fraud within the e-commerce world.

Best Woocommerce Payment Gateways

I have prepared a list of some best payment gateways. The payment gateways that I have selected, I have done so based on their prestige, the volume of users, and functionalities and I do not indicate a priority order from highest to lowest so that it is you who does this exercise:

1. Stripe

Stripe payment gateway

Stripe has become the leading alternative to PayPal due to the range of more advanced features it offers. It is for us one of the best payment gateways for WooCommerce. This makes it a very attractive platform for enterprise teams looking for advanced configurations and custom configurations. The stripe includes all the features that make a Woocommerce payment gateway a reliable partner for everyday use.

Stripe is available in 47 countries. Check the country list here.

We all know Stripe for handling ridiculously low commissions. Among the main advantages that Stripe has, is that it has hundreds and hundreds of integrations with almost any WordPress or WooCommerce transactional system, thus, I have multiple plugins for WooCommerce that can generate those integrations.

Another advantage of this payment gateway is that it integrates its direct payment system at the checkout of our website, which makes for an excellent user experience for our buyers since it prevents them from leaving the website to make the payment. , for example, this happens with PayPal. In addition, the user does not have to have an account, only with the card data he can pay on the platform without problems.


  • Accept direct credit and debit card payments on your Woocomerce site (no redirection to another payment website)
  • The setup process is very straightforward (check how to connect Stripe to WooCommerce)
  • Accept monthly payment
  • Detailed Documentation available 
  • Pricing is fairly transparent, with no setup, hidden, or monthly fees 
  • The checkout page is very customizable
  • 24/7 customer support (via chat, email, and phone)


  • International cards require an additional 1% transaction fee

2. PayPal

PayPal payment gateway

Our next Woocommerce payment gateway is PayPal. PayPal is a company that specializes in online payment transactions and systems. It allows you to create a user account to store your bank account details and pay on any platform that accepts the PayPal system.

PayPal’s ease of use also applies to businesses: the service carries no monthly or annual fees (unless you sign up for a custom service), but rather a flat fee of 2.90% + $0.35 per transaction. Which makes it one of the best Woocommerce payment gateways.

PayPal offers credit card processing you can accept all major payment types from your customers right on your site. Simple payment buttons or fully customized online payments enable scalable solutions for businesses of any size.

Among the advantages of PayPal is that they are in practically every country in the world and that they have tons of integrations with Woocommerce. There is a plugin for almost anything with PayPal.


  • Very secure payments
  • Easy to use
  • Accept debit and credit card payments.
  • Commission-free transactions for family and friends
  • 7-day payment availability
  • Mobile-friendly checkout 


  • Depending on where you live, how much money you move, and how long you have had your PayPal account, you will have to pay commissions on each transaction. 
  • Poor customer service
  • 1% fee for want instant access to your money, otherwise a free bank transfer takes 2-3 days.
  • Sometimes PayPal can freeze your account without any warning

3. 2CheckOut (Verifone)

2Checkout Verifone

2CheckOut is another payment service provider for e-commerce businesses that allow customers to make payments and complete a purchase online, it is very similar to PayPal and Stripe and competes for much of the same market share. You may have come across 2Checkout as a payment processing option within one of its many associated shopping cart or commerce platforms.

If you need a robust, yet flexible way to accept cardless payments, 2Checkout is a very viable option with 2CheckOut as you can sell in over 200 countries and territories, you can also process payments in 29 languages ​​and accept payments in 100 languages.

Your customers won’t have to sign up for 2CheckOut themselves; they can quickly make purchases using one of 45 accepted payment methods (including PayPal if they have a PayPal account ).

2Checkout bases its prices on a pay-as-you-go model. That means you’ll pay per transaction, but there are no monthly or annual account fees or early termination fees to close your account. Of course, it has native integration with Woocommerce through its free plugin.


  • Subscription management
  • Multi-currency 
  • Multiple promotion options
  • Multi-language
  • Easy integration with leading online store providers
  • Reseller business model
  • Ability to support small, medium, and large companies


  • Withdrawal options are not very flexible
  • A complicated control panel and not compatible with mobile devices makes it difficult to configure the products and use other tools. 
  • It’s a bit hard to implement at first and sometimes something in the process might give you some trouble
  • Responses to customer support tickets are very slow
  • Sometimes there have been double charged

4. PayU

PayU payment gateway

PayU is another Woocommerce payment gateway that offers a series of solutions to facilitate (and make more secure) the transactions carried out in your store.

There are different plugins for Woocommece in which the PayU payment gateway can be integrated, but the official plugin for each country is provided directly with the registration.

PayU is positioning itself as a leader with growth rates between 80 and 100% and more than 20,000 clients. It has a presence in 16 global markets. It is a truly global company that offers its payment gateway services to almost all countries with emerging economies.


  • Accept debit and credit card payments
  • Advanced analytics & reporting


  • Outdated documentation
  • Deprecated plugin

Which Payment Gateway You Should Choose?

There are multiple options that we have in the best Woocommerce payment gateways. Each of these payment gateways that I have mentioned throughout this publication is excellent since they allow you to integrate with e-commerce platforms such as WordPress, their features are complete, their rates are very similar and the registration process of your account is simple and fast.

I also recommend that you read some reviews of the payment gateways that I have mentioned in this post and ask yourself if you need basic features or fancy tools. Is there any industry-specific functionality you’re looking for? And make sure you get the answers to these questions to make your search easier. There are several factors that you need to consider and these include your budget, particular business requirements, size of your company, integration requirements, etc. Take your time, do some free trials and draw your conclusions.


You do not have to limit yourself to one of the recommendations that I have given you if you still have doubts. There are many more Woocommerce payment gateways in operation for online stores, such as PayPal, Stripe, or PayU; each with different service characteristics, all equally reliable. But we consider these as the best payment gateways worldwide for their penetration and use.

Do not be afraid to use the payment gateway that best suits your needs, even if it does not seem the most popular. A vote of confidence must be placed on the user: after all, they can always do a quick Google search and see which method is valid and reliable, which will continue to encourage purchases from your store.

I hope this guide for Payment Gateways and a list of WooCommerce payment gateways helps you choose a secure, reliable, and easy-to-use Woocommerce payment gateway for your online store. If you have any questions or suggestions, don’t hesitate to share them below in the comment box.

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